Wednesday, November 6, 2019

IntentData.io Announces AI Powered Intent Data Algorithm Engine

IntentData.io, Inc., a marketing technology firm that provides third-party intent data to enhance clients' demand generation and support account-based marketing (ABM), today announces the development of an AI-powered intent data algorithm engine. This puts the power of nuanced, granular intent data from a bespoke algorithm in the hands of marketers and sales teams with very little effort and a short lead-time. Click here.

As more marketers turn to intent data they have faced a choice between better data from a robust algorithm, or faster launch via topic selection and other methods. IntentData's new system delivers both simultaneously. That means rapid implementation, short runway to ROI, and quick wins. Those benefits come without compromise on the detailed data which is still harvested using a robust, custom algorithm.

IntentData.io's contact level™ intent data includes actionable signals with contact details including name, email and job title, firmographic information and detailed, contextual information on the nature of the intent signal. Together these provide the detail necessary to execute programmatic personalization at scale in account-based marketing and demand generation applications.

"Marketers and sales teams are too busy to waste time on unnecessary tasks. But unlocking the power of intent data means they need the detail and nuance that only contact level data from a custom algorithm delivers. We're so excited to solve for both," said Yvonne Haendel, President and Chief Customer Officer of IntentData.io, Inc.

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The algorithm, which is customized for each client, incorporates elements including customers, target accounts, competitors, key terms spanning the buying journey, industry events and thought leaders. The AI-powered algorithm creation builds a robust set of recommended criteria which marketers can then quickly tweak and personalize.

"Fully operationalizing intent data requires quickly building the right algorithm to deliver the right data, rich in detail for quick wins. We're always looking for creative ways to improve our process and customer experience to help them start faster, win more, and extract more value from their intent data," said John McTigue, Chief Data Scientist

Companies can typically start to receive their data within a week of providing some basic information. That shortens the time to launch, the marketing resources required and the cost. IntentData.io offers special pilot project pricing for companies that are interested in adding contact level intent data to their Martech stack.

Learn more at http://www.IntentData.io.

About IntentData.io 
IntentData.io, Inc. is a female-owned marketing technology firm that provides third-party intent data to enhance clients' demand generation and support account-based marketing (ABM). Through a suite of intent data and activation services, IntentData.io closely aligns companies' sales and marketing departments, by offering tailored intelligence pertinent to both. Specifically, IntentData.io provides individual level contact details and granular context, based on competitor and industry engagement.

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Tuesday, November 5, 2019

Consumers Use of Mobile Payments Rebounding in the U.S.

Mercator Advisory Group's most recent consumer survey report, Mobile Payments: Making a Comeback, from the bi-annual North American PaymentsInsights series, reveals that the use of mobile wallets by U.S. consumers has rebounded to 2016 levels or higher after a two-year decline.

The use of any mobile payment has increased from 48% in 2018 to 60% in 2019. In comparison, in 2016 53% reported using a mobile wallet. Similar findings are seen when usage of universal mobile payment and digital services wallets like Apple Pay and Google Pay is separated from usage of retailer-specific wallets like those of Starbucks and Walmart.

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Online service providers with built-in payments like Uber and Airbnb have also seen impressive growth from 2018 (36% vs 28%).

Mobile is increasingly becoming a major part of consumer shopping in the U.S. Six in 10 report either browsing or shopping via mobile device in 2019. Mobile shopping is much more common among younger adults than others. For example, 57% of consumers 18 to 34 years or age have purchased a product or services through their smartphone compared to 19% of those 65 or older.

The use of conversational interfaces through a device like a smartphone or smart speaker is currently relatively low. Two in 10 (22%) use the conversational interface on their smartphone and about 1 in 10 (12%) are using a smart speaker. The use of these interfaces for payment transactions (bill pay, ordering food, and purchasing goods and services) still has room to grow.

Mobile Payments: Making a Comeback, the latest report from Mercator Advisory Group's Primary Data Service, is based on a sample of 3,002 U.S. adults surveyed in the annual online Payments survey of Mercator's North American PaymentsInsights series, conducted in June 2019.

The study highlights consumers' use and interest in mobile devices, the use of mobile wallets, how people use mobile wallets to shop, and the use of conversational interfaces.

"There was a lot of hype around the release of mobile wallets a few years ago and, once people started using them, they may have encountered spotty acceptance of mobile payments and app difficulties and stopped using them. We are seeing a resurgence of usage in 2019 with increased acceptance at the point of sale, increased online use, and increased customer comfort," stated the author of the report, Peter Reville, director of Primary Data Services at Mercator Advisory Group, which includes the North American PaymentsInsights series.

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https://jessicapressreleases.blogspot.com/2018/05/a-kid-cell-phone-alternative-republic.html

Highlights of this report include:

This report in slide form is 55 pages long. One of the exhibits in this report:

Companies mentioned in the survey results shown include: Airbnb, Amazon, Apple, Booker, Chase, Fandango, Google, Lyft, OpenTable, Samsung, Uber, and Wells Fargo.

Members of Mercator Advisory Group North American PaymentsInsights service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.

Please visit us online at http://www.mercatoradvisorygroup.com.

For more information and media inquiries, please call Mercator Advisory Group's main line: 1-781-419-1700 or send email to media@mercatoradvisorgroup.com.

For free industry news, opinions, research, company information, and more, visit us at http://www.PaymentsJournal.com.

Follow us on Twitter @ http://twitter.com/MercatorAdvisor.

About Mercator Advisory Group
Mercator Advisory Group is the leading independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.

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Trepp US CMBS Delinquency Rate Continues Descent in October

Trepp, LLC, a leading provider of information, analytics, and technology to the structured finance, commercial real estate, and banking markets, has released its October 2019 US CMBS Delinquency Report. The full report can be accessed here: https://www.trepp.com/october-2019-cmbs-delinquency-report

The Trepp CMBS Delinquency Rate fell modestly in October, as the index hit another post-crisis low. The October reading is 2.47%, a month-over-month drop of four basis points. The delinquency rate is down 95 basis points year over year. The delinquency rate started to fall after June 2017 when CMBS delinquencies totaled 5.75%. Since then, the rate has fallen in 24 of the last 28 months. Year-to-date, the rate is lower by 64 basis points. The all-time high of 10.34% was registered in July 2012.

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"The continuous concerns surrounding the state of the global economy and talks of a possible US recession have failed to have an impact on the CMBS market so far," said Trepp Senior Managing Director, Manus Clancy. "October's CMBS delinquency rate has helped to show strength in the CMBS market. As volatility touched many markets in the last month, CMBS held steady with spreads seeing only modest widening; lending and issuance continuing at a healthy rate; and delinquencies falling, once again."

The largest rate drop among major property sectors in October belonged to the multifamily space, with its delinquency reading dropping 36 basis points to 2.07%. The office delinquency rate also fell last month, by 11 basis points, reaching 2.50%. Industrial delinquencies climbed 46 basis points to 2.46%. The retail delinquency reading climbed five basis points to 4.20% last month, maintaining its title as the worst-performing major property type.

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The overall CMBS 2.0+ delinquency rate rose two basis points in October to 0.89%, while the percentage of CMBS 2.0+ loans in serious delinquency also rose, by three basis points to 0.82% from September. The CMBS 1.0 delinquency rate dropped 21 basis points to 43.66% in October and the percentage of CMBS 1.0 debt that is seriously delinquent is now 42.88, a drop of 99 basis points month over month.

For additional details, such as historical comparisons and analysis on all major property types download the October 2019 US CMBS Delinquency Report: https://www.trepp.com/october-2019-cmbs-delinquency-report. For daily CMBS and CRE commentary, follow @TreppWire on Twitter. Read all the related news.

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ShiftCam, A Global Mobile Photography Gear Company, Announces Launch of First U.S. Indiegogo Campaign

ShiftCam, a global mobile photography gear company designed by photographers, for photographers, has announced its launch on Indiegogo to support its U.S. launch. This launch comes at an opportune time prior to the busy holiday season.

Originating as the world's first 6-in-1 dual camera lens for the iPhone 7/8 plus, the lens set is now known as the ShiftCam 2.0 Traveler Series, a slicker, sleeker solution for users who are constantly on the go.

ShiftCam also has a ProLens expansion set, which is compact, portable and turns your iPhone into a pocket-friendly, professional camera. The set includes five different lenses, a carrier, an adaptor, two lens caps, and the 6-in1 Travel Set. ShiftCam lenses are available for the iPhone 11 Pro Max, 11 Pro, 11, XS Max, X/XS, XR, 8/7+ and 8/7.

"We started ShiftCam with the idea to provide the tools to help safeguard the sophisticated emotion called life and the memories that make us who we are," said KL, founder and CEO of ShiftCam. "It is our passion for ShiftCam to be your help with the making of memories. After all, the best part of memories is making them, which is why we strive to create the best possible tool for our customers to do so."

Over the last two years, the ShiftCam team has worked diligently to perfect their products for its 2019 U.S. campaign launch. Additionally, the launch brings a new product to the market – ShiftCam's Multi-Lens Case for the iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max. Some of its new features include a CPL filter to polarize ultra-wide photos, an upgraded 2-meter drop protection case to make the toughest iPhone stronger, and the lens cover will now always be connected to the lens for better protection. Continue reading.

Most recently, ShiftCam was notified as an honoree of the 2020 CES Innovation Awards. Last year, the company was honored as a recipient of the 2018 CES Innovation Awards as well as a Red Dot Design Award winner. ShiftCam has also been recognized by well-known media such as Mashable, Tom's Guide and Tom's List.

Early supporters of the campaign can view and purchase the lens products here. To learn more about ShiftCam and its mobile lenses, visit https://shiftcam.com.

About ShiftCam

In early 2017, ShiftCam was founded with a mission to reinvent mobile photography, making it even more convenient, compact and comprehensive. Its aim is to enable the most seamless transition from smartphone to professional camera. The ability to take the perfect photo should be accessible to everyone and consumers should not have to be a photographer to capture precious memories in a creative way. For more information about ShiftCam, visit https://shiftcam.com.

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Anchor Stablecoin is Now Live and Available for Trading on IDEX Exchange

Anchor (ANCT), a two-token, algorithmic stablecoin pegged to the sustainable and predictable growth trend of the global economy, is now listed and available for trading on IDEX, the world's leading decentralized cryptocurrency exchange. IDEX provides retail and institutional traders with a secure, trustless, and real-time trading experience backed by transparent blockchain settlements.

Following Anchor's token launch on Liquid in August, IDEX is the second exchange to list the stablecoin offering ANCT for purchasing, selling, and trading to crypto traders, investors, and stablecoin enthusiasts. ANCT offers token users a hedge against daily market volatility, long-term price stability with steady appreciation over time, ease of fiat currency on-ramp and off-ramp, and liquidity.

IDEX CEO Alex Wearn said, "Next-generation stablecoins like Anchor (ANCT) hold a promising future. We're excited to play a part in unlocking more diverse financial services and options for our traders."

Anchor Founder and CEO Daniel Popa stated, "Anchor's token listing on IDEX, one of the world's leading decentralized exchanges, marks an important milestone in our promise to provide a scalable and viable alternative to fiat-pegged stablecoins to crypto traders, businesses, governments, and individuals around the world. As the first to market a new category of digital global currencies, Anchor is uniquely independent from any fiat currency's value and is pegged 1-to-1 with the Monetary Measurement Unit (MMU), a non-flationary financial index, which reflects the sustainable growth of the global economy."

A two-token, algorithmic stablecoin, Anchor is pegged to global economic growth via the Monetary Measurement Unit (MMU). The MMU is a non-flationary financial index created by an algorithm that tracks a series of macroeconomic indicators to provide the most accurate, available measure of real value that exists in the world today.

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Stablecoins backed by fiat are susceptible to the same market fluctuations, depreciation, and loss of purchasing power as their traditional counterparts to which they are pegged. The global economy, on the other hand, has a sustainable and predictable growth trend with global GDP steadily increasing over time. Providing an alternative to fiat-pegged stablecoins, Anchor will remain stable regardless of any fiat currency's strength, market fluctuations, or economic recessions.

Anchor's next-generation tokenomics incorporates an elastic supply rule that adjusts the quantity of coin supply proportionately to changes in Anchor's market value with a two-token, burn-mint model that adheres to naturally occurring Contraction and Expansion Phases. Anchor Tokens (ANCT) serve as the main currency/payment tokens, while Dock Tokens (DOCT) serve as the utility tokens that ensure ANCT remains pegged to the MMU regardless of external market fluctuations.

Beyond trading, Anchor's stablecoin could be leveraged to significantly reduce fees and transaction times when sending remittances or making international payments via wire transfer or credit card. The unbanked can join the Anchor Economy simply by downloading the Anchor Wallet to a mobile phone, which enables funds to be stored, sent, and received without value lost due to transaction fees. Furthermore, Anchor's financial index, the MMU, has the potential to become a new financial standard and an ideal value peg for countries issuing their own sovereign cryptocurrencies, such as the Marshall Islands along with 18 other countries creating or researching the issuance of a decentralized digital currency.

In addition, Anchor is planning to enter its first round of fundraising and will be offering traditional equity in exchange for financing from institutional investors, VCs, and private equity firms. Chief Communications Officer, Olya Moskalenko will be available to meet with interested parties during Invest: NYC at the New York Marriott Marquis between November 11th - 13th.

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Users can purchase and trade Anchor (ANCT) on IDEX now by signing up or logging into their IDEX accounts and following this link: https://idex.market/eth/anct

Please note, trading ANCT on IDEX from the United States is currently unavailable.

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For media inquiries, please contact:
Olya Moskalenko
Chief Communications Officer
olya.moskalenko(at)theanchor.io

Kili Wall
Melrose PR Account Executive
Kili(at)melrosepr.com
+1 (310) 260-7901

About Anchor
Anchor is a stablecoin cryptocurrency pegged to a non-flationary, algorithmic index that reflects the long-term growth of the global economy. The Monetary Measurement Unit (MMU) algorithm is based on the GDP of more than 190 countries and further stabilized with FX indicators from a basket of eight currencies, and premium sovereign bond yields from 10 of the world's strongest economies. Offering the stablecoin market an alternative to fiat-pegged stablecoins, Anchor's tokenomics ecosystem is designed to be intrinsically stable with its MMU and safety-net of six stabilizing mechanisms, including a two-token, burn-mint model to ensure stability and equilibrium regardless of market growth or recession. CEO Daniel Popa, a serial telecom and software entrepreneur with over 20 years experience running successful multinational companies, has led a team of PhD economists in developing Anchor's proprietary MMU. Anchor's network of partners includes Ambisafe, blockchain infrastructure provider that previously worked with Tether; as well as KYC Spider, a digital KYC compliance tool for financial intermediaries and the fintech industry.

About IDEX
IDEX is the #1 DEX on Ethereum, providing retail and institutional customers with a secure, trustless, and real-time trading experience backed by transparent blockchain settlement. Through a hybrid design that manages trade matching and balance updates off-chain, IDEX eliminates mining delays and enables continuous trading, multiple simultaneous orders, and zero-fee cancellations.
For more information about IDEX, please visit https://idex.market/eth/idex.

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WeVideo and Dropbox Expand Partnership to Provide Seamless Video Creation, Editing and Publishing Between Platforms

WeVideo, a leading cloud-based video creation platform, today announced a new integration with Dropbox that allows users to seamlessly import video, photo and audio files from Dropbox, edit and enhance in WeVideo, then publish directly to Dropbox and other destinations when finished. Dropbox users can utilize the integration immediately at no added cost. Both Dropbox and WeVideo are cloud-based services, providing flexibility to access the apps anywhere, anytime, on practically any device.

The integration expands the existing partnership between the two companies, now making WeVideo a Premier Dropbox Technology Partner. WeVideo and Dropbox previously partnered within the higher education space, making high-quality video creation more accessible to colleges and universities.

"We're constantly looking for new ways to help our users navigate their workflows seamlessly," said Bully Blau, Global VP of Business Development and Partnerships at Dropbox. "Through this integration with WeVideo, we're enabling web-based video editing, where our users can easily create, share, and collaborate on their content right from Dropbox."

Now, users can select any video, audio or image file from their Dropbox account and choose WeVideo from a dropdown menu. They are then taken directly to the WeVideo app, where they can trim or edit the clips, and use special effects like slow motion and animation. The finished product is a high-quality, professional-looking video—all at no cost under WeVideo's included Free plan.

Once the media file is finished in WeVideo, users will receive a notification in Dropbox that the file has been saved back to Dropbox in its original location. The integration eliminates the unwieldy process users would have to take by researching, downloading and opening a separate application to edit or create a high-quality video, not to mention manually uploading the finished file back to Dropbox.

To get even more premium video editing features and benefits, users can upgrade to a paid WeVideo plan. Available plans include unlimited access and use of WeVideo Essentials, a complete built-in stock library with over 1 million videos, images, and music tracks; special effects like green screen, designer motion titles, and much more. Read news here.

WeVideo's CEO, Krishna Menon said, "Our mission at WeVideo is to provide easy, intuitive and top-quality video creation tools to everybody, anywhere. We're thrilled to expand our partnership with Dropbox to eliminate barriers in creating broadcast-quality videos for both Dropbox and WeVideo customers. Now, more than ever, video is a strategic and desired part for business and life and we look forward to working with Dropbox to make video creation better and easier."

About WeVideo
WeVideo is a powerful, easy to use, cloud-based collaborative video creation platform. With over 30 million accounts created to date, WeVideo is the first choice of businesses, consumers, educators, ​and students, as well as being the video backbone for many third-party media solutions. WeVideo can be accessed from any computer or device: at school, home, work or on the go. Users can easily capture, edit, view and share videos with secure storage of their content in the cloud. More info here.

For more information about WeVideo visit http://www.wevideo.com, follow us on Twitter at @wevideo or visit us on Facebook at https://www.facebook.com/wevideo/

About Dropbox
Dropbox is the world's first smart workspace that helps people​ and teams focus on the work that matters. With more than 500 million registered users across 180 countries, we're on a mission to design a more enlightened way of working. Dropbox is headquartered in San Francisco, CA, and has 12 offices around the world. For more information on our mission and products, visit dropbox.com.

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Electronic Payments’ Restaurant Management Solution, TableTurn™, Offers EMV Tip Adjust and Pay-at-Table for Leading Point of Sale Systems

Electronic Payments, an industry leader in payment processing and point of sale (POS) solutions, announces their TableTurn™ platform now offers EMV processing with traditional tip adjust as well as a unique pay-at-table feature that integrates with Oracle Hospitality (formerly MICROS), Exatouch® Point of Sale, and other popular POS systems.

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TableTurn is a combination of durable hardware and cutting-edge software. With support for all payment types, including EMV (chip cards) and NFC (contactless), the solution is revolutionizing restaurant management with faster table turns, improved service, and enhanced security.

TableTurn's intuitive interface speeds up everyday tasks, including splitting checks and tender types, as well as adding tips. An innovative digital billfold empowers customers to pay at the table when it is convenient for them, rather than waiting for a server to take their payment. Plus, pay-at-table means the customer's credit card never leaves their sight, increasing security. Once the check is settled, diners can have electronic receipts sent via email and text or choose to print paper receipts at the table using the built-in printer. Guests also have the ability to leave service ratings on every check providing direct feedback to restaurant management. At the end of a shift, TableTurn makes server reconciliation simple while minimizing errors.

With features such as tableside ordering and payment processing, TableTurn enables servers to be more efficient because they no longer have to walk back and forth to the POS station to enter orders, add menu items to existing orders, and close checks. This results in significant time savings and provides a more satisfying experience for diners.

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"We developed TableTurn with the restauranteur in mind. It's focused on enhancing customer experience, increasing operational efficiency, and streamlining payments to name just a few key benefits," said Michael Nardy, CEO of Electronic Payments. "And, because TableTurn offers affordable payment processing and other features exclusive to Electronic Payments, restaurants of every size can take advantage of it to maximize profits and expand their businesses."

Other program features offered exclusively by Electronic Payments include data analytics, free gift card processing, and U.S.-based, in-house technical support available 24/7.

To learn more about Electronic Payments' products and services, including TableTurn, visit http://www.electronicpayments.com/tableturn.

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About Electronic Payments
Continuously innovating with new technologies, Electronic Payments has distinguished itself as one of the most highly regarded payment and transaction processing companies in the United States. Electronic Payments currently serves businesses in all types of industries and acquires new merchants through a network of POS value-added resellers (VARS), agent banks, sales agents, and independent sales offices (ISOs). Visit http://www.electronicpayments.com for more information.

Oracle® and MICROS® are registered trademarks of Oracle and/or its affiliates. Other names may be trademarks of their respective owners. Use of these marks does not imply any affiliation with or endorsement of Electronic Payments by the trademark owners.

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