Miami Real Estate Posts Fourth Consecutive Month of Rising Home Sales

Total Miami-Dade County home sales surged 14.7 percent year-over-year in October, marking the market's fourth consecutive month of year-over-year home transaction gains, according to a new report by the MIAMI Association of REALTORS® (MIAMI) and the Multiple Listing Service (MLS) system.

Total Miami home sales have now increased year-over-year in July, August, September and October, putting the market on pace to post more total sales this year than 2017. The Miami condo market has registered 11,742 transactions so far this year through October, a 6.6 percent increase from this time last year. The Miami single-family home market has recorded 10,924 sales this year through October, a 1.3 percent increase from this time last year.

"Miami real estate is ending the year on a robust note," said MIAMI Chairman of the Board George C. Jalil, a Miami broker. "Total year-over-year home sales have increased for four consecutive months. Pent-up demand, an increase in new listings, rising interest rates and an increasingly volatile stock market are leading more buyers to invest in Miami real estate, which has experienced nearly seven years of price appreciation."

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Miami Existing Condo Sales Have Increased in Eight of the last 10 Months
Miami existing condo sales increased 21.3 percent year-over-year in October, from 998 to 1,211.

The largest segment of growth for existing condo sales is the $150,000 to $400,000 range. The segment recorded 762 condo sales, an increase of 31.4 percent from October 2017. The $600,000 to $999,999 range sector also proved noteworthy last month, posting 80.4 percent more sales in October 2018 (83 transactions) vs. October 2017 (46 transactions).

Miami Single-Family Home Sales Surge 8.1 Percent in October
Miami-Dade County single-family home sales increased 8.1 percent year-over-year, from 993 to 1,073.

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The largest segment of growth for single-family home sales is the $250,000 to $600,000 range. The segment recorded 749 single-family home sales, an increase of 29.4 percent from October 2017.

Sales Dollar Volume Increased 12.2 Percent to $949 Million
Total sales volume increased to $949 million from $846 million in October 2017. Existing condo sales volume increased from $364.6 million to $426.1 million (an increase of 16.9 percent). Single-family home total dollar volume rose 8.6 percent, from $481.4 million to $522.9 million.

Luxury sales played a role in the rise of the total sales volume. Miami single-family $1 million-and-up luxury sales stayed even year-over-year at 66 sales. Existing luxury condo sales increased 1.8 percent to 57 transactions.

Luxury single-family home sales have now increased or stayed even for six consecutive months. Luxury existing condo sales have increased in six of the last eight months.

Lack of access to mortgage loans continues to inhibit further growth of the existing condominium market. Of the 9,307 condominium buildings in Miami-Dade and Broward counties, only 12 are approved for Federal Housing Administration loans, down from 29 last year, according to Florida Department of Business and Professional Regulation and FHA.

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Almost Seven Consecutive Years of Price Appreciation in Miami
Miami-Dade County single-family home prices increased 2.9 percent in October 2018, increasing from $340,000 to $350,000. Miami single-family home prices have risen for 83 consecutive months, a streak of nearly seven years. Existing condo prices rose 8.7 percent, from $216,250 to $235,000 in October. Condo prices have increased in 86 of the last 89 months.

Low mortgage rates make purchasing a home more affordable. According to Freddie Mac, the average commitment rate for a 30-year, conventional, fixed-rate mortgage increased to 4.83 percent in October from 4.63 percent in September. The average commitment rate for all of 2017 was 3.99 percent. Read related news now.

Miami Distressed Sales Continue to Drop, Reflecting Healthy Market
Only 6.6 percent of all closed residential sales in Miami were distressed last month, including REO (bank-owned properties) and short sales, compared to 9.7 percent in September 2017. In 2009, distressed sales comprised 70 percent of Miami sales. Read all the latest news.

Total Miami distressed sales decreased 22.7 percent year-over-year, from 194 in October 2017 to 150 last month.

Short sales and REOs accounted for 1.2 and 5.3 percent, respectively, of total Miami sales in October 2018. Short sale transactions decreased 47.2 percent year-over-year while REOs decreased 13.5 percent.

Nationally, distressed sales accounted for 3 percent of sales (lowest since NAR began tracking in October 2008), down from 4 percent a year ago.

Miami Real Estate Selling Close to List Price
The median number of days between listing and contract dates for Miami single-family home sales was 43 days, a 8.5 percent decrease from 47 days last year. The median number of days between the listing date and closing date for single-family homes was 89 days, a 12.7 percent decrease from 102 days.

The median time to contract for condos was 70 days, a 12.5 percent decrease from 80 days last year. The median number of days between listing date and closing date decreased 11.7 percent to 113 days. Be alert to read related news.

The median percent of original list price received for single-family homes was 95.9 percent. The median percent of original list price received for existing condominiums was 93.5 percent.

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National and State Statistics
Nationally, total existing-home sales increased 1.4 percent from September to a seasonally adjusted rate of 5.22 million in October. Sales are now down 5.1 percent from a year ago (5.5 million in October 2017).

Statewide closed sales of existing single-family homes totaled 22,272 last month, up 8.5 percent compared to October 2017, according to Florida Realtors. Statewide closed condo sales totaled 9,270 last month, up 14.1 percent compared to a year ago. Be alert to the latest news.

The national median existing-home price for all housing types in October was $255,400, up 3.8 percent from October 2017 ($246,000). October's price increase marks the 80th straight month of year-over-year gains.

October marked 82 consecutive months (more than six and a half years) that statewide median sales prices for both single-family homes and condo-townhouse properties increased year-over-year. The statewide median sales price for single-family existing homes was $253,853, up 7.6 percent from the previous year, according to Florida Realtors. The statewide median price for condo-townhouse units in October was $180,000, up 5.9 percent over the year-ago figure.

Miami's Cash Buyers Represent almost Double the National Figure
Miami cash transactions comprised 37.3 percent of October 2018 total closed sales, compared to 37.6 percent last year. Miami cash transactions are almost double the national figure (23 percent).

Miami's high percentage of cash sales reflects South Florida's ability to attract a diverse number of international home buyers, who tend to purchase properties in all cash. Miami has a higher percent of cash sales for condos due to lack of financing approvals for buildings.

Condominiums comprise a large portion of Miami's cash purchases as 50.9 percent of condo closings were made in cash in October compared to 21.8 percent of single-family home sales.

Balanced Market for Single-Family Homes, Buyer's Market for Condos
Inventory of single-family homes increased 11.5 percent in October from 6,152 active listings last year to 6,859 last month. Condominium inventory increased 4.6 percent to 15,923 from 15,222 listings during the same period in 2017.

The increase in inventory is for properties above $300,000 for condos and for properties above $600,000 for single family homes.

Monthly supply of inventory for single-family homes increased 12.3 percent to 6.4 months, which indicates a balanced market. Existing condominiums have a 13.8-month supply, which indicates a buyer's market. A balanced market between buyers and sellers offers between six and nine months supply of inventory.

Total active listings at the end of October increased 6.6 percent year-over-year, from 21,374 to 22,782. Active listings remain about 60 percent below 2008 levels when sales bottomed.

New listings of Miami single-family homes increased 12 percent to 1,910 from 1,706. New listings of condominiums increased 6.8 percent, from 2,471 to 2,639.

Nationally, total housing inventory at the end of October decreased from 1.88 million in September to 1.85 million existing homes available for sale, but that represents an increase from 1.80 million a year ago. Unsold inventory is at a 4.3-month supply at the current sales pace, down from 4.4 last month and up from 3.9 months a year ago.

To access October 2018 Miami-Dade Statistical Reports, visit http://www.SFMarketIntel.com

Note: Statistics in this news release may vary depending on reporting dates. MIAMI reports exact statistics directly from its MLS system.

About the MIAMI Association of REALTORS®
The MIAMI Association of REALTORS® was chartered by the National Association of Realtors in 1920 and is celebrating 98 years of service to Realtors, the buying and selling public, and the communities in South Florida. Comprised of six organizations, the Residential Association, the Realtors Commercial Alliance, the Broward Council, the Jupiter Tequesta Hobe Sound (JTHS-MIAMI) Council, the Young Professionals Network (YPN) Council and the award-winning International Council, it represents more than 46,000 real estate professionals in all aspects of real estate sales, marketing, and brokerage. It is the largest local Realtor association in the U.S. and has official partnerships with 189 international organizations worldwide. MIAMI's official website is http://www.MiamiRealtors.com.

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MyRegistry.com Gears Up with Ways to Make the Most of the Giving Season

MyRegistry.com, the world's leading universal gift registry service, kicks off the holidays with its second annual 12 Days of Christmas Sweepstakes. Based on the success of its 2017 Christmas sweepstakes - the company's biggest sweepstakes ever - MyRegistry is ready to give away 12 more great prizes to 12 lucky winners.

Entrants can create any type of registry, even their ultimate holiday wish list, through MyRegistry's ingenious and user-friendly website or app for a chance to win the sweepstakes. The coveted prizes will come from top brands like Jonathan Adler, MacKenzie-Childs, Macy's, Shutterfly, and Wayfair, just to name a few.

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The sweepstakes runs through December 12. Then, beginning on December 14, MyRegistry will announce one winner per day, every day through Christmas, via its social media pages.

"MyRegistry has revolutionized the way people create gift lists for all kinds of occasions, not just weddings and baby showers," says Nancy Lee, the company's president. "Our site is the ideal destination for wish lists of any kind, and with Hanukkah and Christmas right around the corner, our users are encouraged to share their holiday wish lists with friends and family so they get what they really want this holiday season."

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The giving spirit continues with MyRegistry's #CharityTuesday, which is a recurring feature on their social media designed to bring attention to the many charities and nonprofits who have created wish lists through MyRegistry. Dedicated links to each charity's gift list makes it fun and easy to support worthy causes all over the country. Read news here.

About MyRegistry.com
Launched in 2005, MyRegistry.com is the premier destination for Universal Gift Registry services. MyRegistry.com gives its users the ability to create one centralized registry for any gift-giving occasion. Registrants can add items from any store in the world. They can even sync existing store registries and tastefully register for cash gifts. In addition, MyRegistry.com is the largest universal gift registry software provider to U.S. and Canadian retailers. All stores, One registry.®

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Computer Recycling in Canada for a Good Cause, Helping Charities and Non Profits

The Electronic Recycling Association (ERA) announces a donation of over 500 laptops, computers, printers and cell phones to individuals in need this Giving Tuesday. Every year this non-profit aims to donate more equipment than the last. This year they have succeeded with their donations totalling to 547 devices, a 50% increase from 2017.

Giving Tuesday is a global movement for giving and volunteering, taking place each year after Black Friday. ERA is proud to be part of this initiative and aims to connect businesses and organizations within the community through their donation activities.

The ERA has teamed up with advocates looking to pursue change within the community. Shell Canada, PrinterWorks West Inc. and Alberta's Promise worked in conjunction with ERA to assist with this donation. Twenty Seven do-gooder organizations Canada wide will receive a donation of technology in areas such as Vancouver, Fort St. John, Calgary, Edmonton, Saskatoon, Winnipeg, Toronto and Montreal.

A donation recipient explains, "This donation is a need, not a want and working with companies and organizations like ERA and Shell Canada who give back to the community is so empowering. Knowing that charitable organizations have a voice in the community through these types of channels is fantastic."

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"We are ecstatic to work with members of the community who care about our environment and the wellbeing of others. Every year for Giving Tuesday our team at ERA try to outdo themselves by donating that little bit more than the previous year," says Bojan Paduh, President at the ERA.

"This year we dramatically increased the quantity of equipment being donated, which is outstanding. This could not have been possible if it was not for our dedicated partners, we thank you."

Speaking with Jonathan Ceaser, Founder of PrinterWorks West he mentions, "We are extremely excited to be partnering with ERA for Giving Tuesday and look forward to working with their team to help bring our services and expertise to local non-profits in need." Susan Whitley, External Relations Manager for Shell Canada says, "This initiative is one of the ways that Shell Canada contributes to well-being and sustainability of local communities. Shell works with ERA to identify those communities and organizations where the need is the greatest, to enable access to resources that build and strengthen the capacity of schools, service organizations and Indigenous communities.

"Repurposing these items means extending the useful life of the product or device, less electronic waste, and the opportunity to make a difference in someone's life."

Date: Tuesday, November, 27 2018

About the Electronic Recycling Association
Established in 2004, ERA is a non-profit organization directed to reduce the environmental impact of improperly-discarded toxic electronic waste by offering accessible services to help corporations and individuals manage their retiring IT assets. Through industry leading pickup, data removal and reporting/certification services, ERA provides a full-circle solution for e-waste management. With reuse being ERA's top priority, every item that is received is examined for any remaining productive life and refurbished for reuse. Be alert to read related news.

About Giving Tuesday

Giving Tuesday is a global movement for giving and volunteering, taking place each year after Black Friday. The "Opening day of the giving season," it's a time when charities, companies and individuals join together and rally for favourite causes. In the same way that retailers take part in Black Friday, the giving community comes together for Giving Tuesday. Read all the related news.

Media enquiries may be directed to:
Jessica Lifely
Marketing Manager
Electronic Recycling Association
jessica(at)era.ca
403-262-4488

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Trident University Marketing Professor Receives Teaching Excellence Award

Trident University International (Trident) is proud to announce that Dr. Frank Nolan is the recipient of its Teaching Excellence Award for the Summer 2018 quarter. In total, 58 Trident faculty members were nominated, and Dr. Nolan was selected by University leadership based on the strength of positive feedback submitted by his students.

Dr. Nolan is currently a professor in the Glenn R. Jones College of Business where he has recently taught Management and Organizational Behavior, Marketing Management, and Customer Relationship Management.

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"Dr. Nolan's daily input increased my desire to be more involved in class and learning about the subject matter. He is always available and goes out of his way to make students feel valued. He is a valuable asset, not only to Trident, but to those that are lucky enough to have him as a professor," Stacey Jameson, Master of Business Administration student.

With experience in both industry and academia, Dr. Nolan currently serves as the Vice President of Marketing and Communications for a non-profit that does language translation work in developing countries. This role allows him to visit remote and interesting parts of the world, giving him an opportunity to see the benefits of the organization's work in person.

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Prior to this, he worked in senior management positions for PepsiCo and Circuit City, and as an executive for two automotive companies.

Dr. Nolan also serves on the Board of Directors of Global South Services, an international private asset management firm specializing in investments in emerging markets. His areas of expertise include management and organizational behavior, marketing, and international business.

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Dr. Nolan earned a Ph.D. in Business Administration from Touro University International, a Master of Business Administration from Regis University, and a Bachelor of Science in Business Administration from the University of Illinois, Urbana.

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About Trident University
Founded in 1998, Trident University International (Trident) is a leading online postsecondary university serving adult learners. Trident uses the EdActive™ learning approach, which employs case-based learning in an online setting to teach real-world relevant critical thinking skills to enhance the lives and careers of students. Trident offers high-quality associate's, bachelor's, master's, and doctoral degree programs and certificates, led by a qualified faculty team, over 80% of whom have doctoral degrees. Trident is regionally accredited by the WASC Senior College and University Commission (WSCUC) and has over 27,000 alumni, including more than 22,000 with a military affiliation. The University has received multiple acknowledgements from Military Times and Military Advanced Education & Transition for their dedication to military-affiliated students. Visit http://www.trident.edu, Trident's Facebook page, or call at (855) 290-0290 to learn more about Trident's wide range of educational options.

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Chatspin Launches Video Chat AR Face Filters On Desktop In World First

Chatspin, a popular mobile and desktop app which connects strangers randomly via video chat, is set to launch the world's first AR face filters for the world wide web. The hugely popular filters are currently found across countless apps on the Apple and Google Play stores but are yet to find their way onto web browser chat platforms until now.

Following the success of face filters on mobile applications, Chatspin sought a way to implement the feature on their desktop application which has remained the primary source of traffic for the random video chat platform despite success in the Google Play store.

The time that users spend on mobile applications grew by only 6% in 2017, representing a significant drop of 11% from the year previous. The same study, published by Techcrunch, shows that lifestyle apps such as video chat services were hit the hardest with a 40% decrease in usage when compared to 2016. Techcrunch also published a sister study showing that 51% of American mobile users don't download any apps in a month. Be alert to the latest news.

Another study, published by Stone Temple, showed that while American users visit more websites via mobile, the time spent on those sites increases significantly for desktop users. Based on 513 trillion visit-seconds over the course of 2017, the report found that American users stay on a website for an average of more than two minutes longer than when they use their mobile. Worldwide, the data, based on 2.6 quadrillion visit-seconds, shows a difference in time spent on a website of almost three minutes in favor of desktop users.

This data goes against the popular belief that the mobile revolution will kill the majority of desktop usage and displays the importance of continually servicing desktop websites and platforms with new features and technology.

"We are so excited to announce a world first at Chatspin", said Chatspin Press Manager, Shay Robin, "The introduction of AR face filters on our desktop platform will ensure we stand out from every other video chat service and increase the fun users can have when meeting others on Chatspin's web browser video chat".

The AR face filters will introduce yet another free feature on the Chatspin desktop platform. Users can apply effects such as glasses, hats, makeup, costumes, masquerades, and other fun masks while chatting live with people from around the world. To join in with the fun, users only require a computer, webcam, and internet connection. Continue reading.

About Chatspin
Chatspin is a random video chat app which is available on Android and web browsers with an iTunes release planned soon. The chat platform allows users to connect with strangers from around the world using a webcam and an internet connection. Users can enjoy features including cam filters and effects, gender filters, country filters, an intuitive and straightforward interface, and control over audio and visual settings. The service simultaneously connects tens of thousands of people randomly every day.

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CBD/Hemp Oil Businesses Seeking Merchant Account Solutions Rapidly Growing On EthosPay

EthosPay, a specialist merchant service provider for high-risk industries, has announced a record number of businesses within the CBD/hemp oil industry seeking merchant processing solutions in 2018. Over the past nine months, the number of vendors selling non-psychoactive forms of marijuana seeking merchant processing solutions with EthosPay has increased by more than 400% in comparison with 2017.

The legalization of marijuana, both for recreational and medicinal uses, across many states in America is a major contributing factor to the increase in businesses seeking merchant accounts. To date, 33 states have legalized medicinal marijuana, representing almost a fifth of the US population. It is widely expected that other states will soon follow suit as a poll by Pew Research Center found that 62% of Americans, including 74% of millennials, said that they support the legalization of marijuana.

The legalization of marijuana has led to a huge growth in the number of businesses selling legal cannabis and associated products. By the end of 2019, the CBD/hemp oil industry is expected to be worth more than the firearms and ammunition industry. The same report states that if sales continue on their current trajectory, the industry will grow more than 200% between now and 2020. These factors have had a knock-on effect with businesses seeking urgent merchant processing solutions to deal with the demand from their customers.

"We have never witnessed an industry explode as quickly as the legal cannabis industry", said EthosPay Press Manager, Shea Robinson, "2018 was a significant year for supporters of legal marijuana and it looks as though 2019 will be another banner year. Currently, there are no signs of this rapid growth slowing down".

Supporting future projections about the growth of the CBD/hemp oil industry are numerous studies displaying the benefits of using various parts of the plant for medical purposes. Anxiety, depression, heart disease, pain relief, and sleeping disorders are a few of the many benefits cited by various recent studies. These studies help to project the industry as legitimate and are sure to contribute to the huge number of businesses operating within the industry.

About EthosPay
EthosPay is a dedicated merchant service provider that specializes in working with high-risk businesses. Accepting applications from businesses of any size and in any industry, EthosPay ensures that every merchant finds the perfect fit for their needs with a 99% approval rate. Chargeback mitigation software, high risk payment gateways, and offshore merchant processing solutions are just some of the services offered by EthosPay.

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Author Elaine Ambrose Releases Frozen Dinners: A Memoir of a Fractured Family

Humor is a universal survival tactic--one which bestselling author, speaker, and "verified funny lady" Elaine Ambrose knows all too well. Hailing from a dysfunctional family, Elaine Ambrose is no stranger to strife. Her new release FROZEN DINNERS: A Memoir of a Fractured Family, which launches today (November 20: Brown Books Publishing Group) takes a turn from her familiar sharp humor. Her backstory sheds light on a cold childhood that would give rise to her brazen wit, resiliency, and warm spirit. More info here.

Speaking on why she chose to diverge from her humorist style, Ambrose says: "I'd rather write humor, but the memoir wouldn't leave me alone until I wrote it. I have many negative memories from childhood, but my humor and wit sustained me during the hard times." Read related news now.

Following World War II, the United States innovated and evolved economically in order to rebuild itself, which resulted in great success in both new and growing industries. As most families began to enjoy the new pastime of evening television, one of these burgeoning industries was that of the frozen TV dinner. Elaine's father, a farmer from Wendell, Idaho, had the audacity and vision to start his own trucking business and take hold of the opportunity this new product provided. Though his innovation ultimately led to affluence, it meant that he was often on the road, leaving Elaine's mother to act as a single parent in his absence. When he was home, Elaine clashed with her father, a steadfast traditionalist whose priorities lay in his business. Click here.

FROZEN DINNERS is a compelling, honest account of the trials and tribulations of Elaine's childhood, which was filled with hardship despite her father's success in the frozen TV dinner industry. Elaine details the struggles her family undertook under the strain of an absent father and the high tensions, familial rivalries, courtroom drama, and illness that arose after his untimely death. Her struggles solidified her stubborn independence, which Elaine credits as an asset to her success as a writer.

"Our family meals were cold – and not just because of the frozen dinners. My father was a workaholic and visionary and turned his ambition into multi-million-dollar businesses, but his extreme temperament left the family in a state of emotional paralysis. After high school graduation, I left to look for love and warmth." Read this for more information.

Through this gripping narrative, Elaine seeks to offer hope to others who have a complicated family story. "Readers should analyze and reflect on their own lives to appreciate the talents and passion that helped them find independence, success, and happiness on their journeys," says Elaine.

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For more information on FROZEN DINNERS and author Elaine Ambrose, visit http://www.elaineambrose.com.

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